Saving tip #1: Start a piggy-bank

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Perhaps the most common way to save money to buy- or better yet, make- a piggy bank. What I like to do is take old coffee canisters and cut a small slot in the cover into which I can drop my money. I then stick this by my door (or bed) and when I undress at night, I simply empty any change I have in pockets into my coin jar.

I realize this sounds like one of those "duh!"-type suggestions, but I don't think people do this enough. To save up even more money.. I only spend paper bills. I never spend change. When I use my paper bills and get coins back, I put the coins in my jar, and at the end of the month, I count up all my change. I have an advantage because I then take my change to work (I'm a manager of a KFC restaurant) and I can just switch my change for cash from one of the registers. I can then re-deposit the cash into my bank account for use in paying my bills. I can easily save upwards of $50 every month. I know it doesn't seem like a lot, but for most us $50 really can help with paying lights, phone bill, cable/internet bill, etc.

The reason this works? I'm less likely to spend coins. If you had a pocket with $5 in pennies, nickels and dimes, and a pocket with five $1 bills, which are you more likely to pay with?

1 Response to "Saving tip #1: Start a piggy-bank"

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